Floods can be caused by heavy storms,
melting snow, or inadequate or overloaded
drainage systems or even a broken
water main. It is a misconception that
you need to live by water or a drainageway
(like Cherry Creek) to be flooded.
Your mortgage lender will require you
to buy fl ood insurance if you live within
a designated fl oodplain by the Federal
Emergency Management Agency
(FEMA). A fl oodplain is the area that
encompasses a waterway or a stream to
allow for water to safely travel its course
without causing damage to neighboring
Parker participates in the National Flood
Insurance Program (NFIP), with a Community
Rating of Grade 6, which means
you can purchase fl ood insurance to
protect your property against the hazard
of flooding. This rating allows you to
purchase fl ood insurance through your
insurance provider for as little as $119
per year for a residential building and its
content. A fl ood policy will pay covered
losses even if a disaster is not declared
by the Governor or President.
Flood Insurance Rate Maps (FIRMs) are
available online at www.parkeronline.
org. For helpful tips regarding the national
fl ood insurance program you may
visit www.fl oodsmart.gov.
For more information regarding this
program or any stormwater programs,